Accounts & Bills

Forget apps that demand your bank login. LifeLedger Pro works smarter. You download your own transaction file (just like checking your statement), and Excel does the rest. No passwords shared. No security risks. No cloud storage.

The entire process takes under 60 seconds. Guided pop-ups walk you through each step - log in to your bank, download your 30-Day CSV file, return to Excel. LifeLedger Pro finds the file automatically (even if you saved it somewhere unusual), imports everything, removes duplicates, and matches every transaction to your bills.

Within seconds, you see which bills are paid, which are due now (red), and which charges are new or suspicious (red alerts). Your balance updates automatically. Your payment history organizes itself. And everything stays completely private on your computer.

Unlike apps that sync with your bank or require cloud access, LifeLedger Pro processes everything locally Read more... - giving you the power of automation without surrendering control of your financial data.

Each guided popup shows exactly what to click, where to look, and what comes next. Even if you have never used Excel or imported a bank file before, the visual step-by-step instructions make the process completely intuitive. You simply follow along, and LifeLedger Pro handles all the technical work behind the scenes.

Once imported, the workbook automatically deduplicates transactions (so you never see the same charge twice), normalizes the data format (whether your bank uses credits/debits or positive/negative numbers), and categorizes each entry by payee and date. This ensures your records stay clean, accurate, and instantly searchable.

Because everything uses your downloaded CSV file - not a live bank connection - LifeLedger Pro always shows your posted balance (what has actually cleared your account). This is what enables the system to provide accurate AutoPay Alerts, Bill Change Alerts, and New Merchant Warnings. Each time you run the import, your entire financial dashboard refreshes automatically.

No internet connection required. No recurring fees. No data breaches possible. Your financial information stays exactly where it belongs - on your computer, encrypted by Excel's native security, fully under your control.
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The moment your transactions import, LifeLedger Pro springs into action. It matches every bank charge to its corresponding bill, highlights what has been paid, flags what is due, and alerts you to anything unusual.

Even if you have never used Excel before, the guided setup makes this effortless. Friendly pop-ups walk you through each step in plain English - no technical jargon, no complicated instructions. You simply follow along, and LifeLedger Pro handles all the complex work behind the scenes.

During setup, you'll import your first 90 days of transactions and LifeLedger Pro will show you which charges look like recurring bills - your utilities, subscriptions, insurance, and other regular payments. You confirm which ones to track, and the system takes care of the rest automatically. You can also define custom schedules for bills that occur in specific months only - perfect for semi-annual insurance premiums, seasonal services, or quarterly payments that don't align with calendar quarters.

Your Accounts Payable & Tasks dashboard updates instantly with every import - showing all five payment frequencies (Weekly, Monthly, Quarterly, Semiannual, and Annual) with color-coded status indicators. Paid bills turn green. Due bills stay gold. Overdue items flash red. New or suspicious charges trigger immediate alerts. For bills that don't follow standard patterns - like property taxes due in April and October, or seasonal services active only March through November - LifeLedger Pro lets you specify exactly which months to monitor, eliminating false alerts for inactive periods.

No manual entry. No hunting through statements. No wondering if a bill got paid. Read more...

The system tracks partial payments, duplicate charges, and billing errors - flagging them immediately so you can catch mistakes before they multiply. If a merchant charges you twice, if a subscription increases unexpectedly, or if an autopay drafts earlier than scheduled, you will know within seconds of importing your transactions.

Everything updates in real time across all tabs - including your complete year-by-year payment history. Your financial dashboard stays perfectly synchronized with every import, giving you accurate totals, up-to-date balances, and instant visibility into every obligation.

And it stays simple. Every feature is designed for real people, not accountants or Excel experts. If you can click a button and follow instructions on screen, you can use LifeLedger Pro with complete confidence.
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Your balance stays perfectly synchronized with your bank - automatically. Every import updates your running total, showing exactly what has cleared and what is pending.

On rare occasions, banks make small adjustments (international fees, corrections) that are not itemized in your download. When this happens, simply click Adjust Bank Balance, enter the difference, and LifeLedger Pro records it for you - clearly documented in your transaction history.

Switching banks? No problem. Click Change Bank Account and LifeLedger Pro guides you through starting fresh while preserving your complete payment history. Your old transactions get relabeled as Previous Bank Account and remain fully searchable forever. Both tools are designed for clarity and documentation. Whether your bank issues a quiet Read more... correction or you move to a new institution entirely, LifeLedger Pro keeps your records complete, your math exact, and your history intact.

When you search for old payments, transactions from previous accounts still appear - clearly labeled so you always know their source. Meanwhile, your new account starts clean and ready for continued imports. Nothing is lost. Everything stays organized.

This is financial record-keeping the way it should be: accurate, permanent, and entirely under your control.
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